Like most specialty providers, I do not participate in any insurance plans. Paying out-of-pocket is a great option for people who want maximum privacy, confidentiality, and flexibility.

Most PPO Insurances offer out of network benefits. In some cases, you may be eligible to use out-of-network insurance benefits to offset the costs of therapy. You will be responsible for paying for each session in full at time of appointment.

If you want to seek more information about your out-of-network benefits, call the number on the back of your insurance card and ask the following questions:

• Do I have benefits for out-of-network psychotherapy?

• Is there a deductible? How much have I reached? When does the deductible reset (usually January 1)?

• What are the out-of-network benefits for CPT codes 90791 (initial assessment), 90834 (individual psychotherapy), 90837 (individual psychotherapy)?

  Will the insurance company reimburse for sessions over 60 minutes? EMDR intensive sessions are typically 90-120 minutes at a time. If so, how do they want those sessions billed?

  Will they reimburse you for two 90837 sessions in one day? Most insurances only reimburse one session a day and up to 50-60 minutes

• Do I have coverage for therapy via teletherapy (video or phone), with the modifier code 95? This is usually indicated on your receipt or claim by adding "95" to the billing code, i.e. 90834-95 is for an individual session via teletherapy. This will help us know if we can meet virtually for the pre-intensive or post-intensive sessions or if it needs to be in-person for you to get reimbursed.

• Do I need any pre-authorization to receive these services out-of-network?

• Can I submit claims electronically? How long does it take to process?

Before scheduling a therapy session or EMDR Intensive, I do a free intro call with all potential new clients. This gives us the chance to get to know each other. Here’s what you can expect:

-I’ll ask you about why you’re seeking therapy

-I’ll tell you a bit about myself and my approach as a therapist

-You can ask me any questions that I didn’t cover

-We’ll talk about rates, insurance, availability, etc.

I can provide you a superbill following our EMDR Intensive that you may submit to your insurance company. Insurance companies typically cover only a percentage of one therapy hour per day.